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Calls for the Elimination of the CFPB Continue to Increase

The Consumer Financial Protection Bureau (CFPB) has certainly made its fair share of headlines over the past few years. From its moves to make debt collections agencies more transparent and accountable to their more recent proposed payday lending rule, the CFPB has managed to maintain a vicelike grip on various sectors of the financial industry. […]

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Protect Yourself from the Very Real Dangers of Credit Card Skimmers

Skimming (a process where thieves “skim” your debit or credit card information via a device) is on the rise. The thieves who participate in these misdeeds set up their skimmers on ATM machines or pumps at local gas stations. The skimmers look enough like the existing credit card equipment that most people never even notice […]

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Washington State Consumers Sent Refund Checks from Lending Company

Some Washington residents are anticipating a special delivery in the mail soon. It turns out that refund checks are being sent out to over 3,000 Washington consumers. These refunds are nothing to take lightly, as they add up to a total of $1.9 million. There were other borrowers in Washington who had their principal loan […]

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The Ongoing Battle to Improve the United States Banking System

The majority of people in the United States are adequately served by the traditional banking industry. They open checking/savings accounts, deposit their paychecks into their accounts and maybe even take out a loan or two from their preferred banks over the years. No big deal. And for people who are well off financially, the banks […]

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Senators Officially Request Small Business Loan Data from CFPB

The idea of the Consumer Financial Protection Bureau being requested to provide official information to the government is nothing new. Yes, the Consumer Financial Protection Bureau (CFPB) may be the newest regulatory agency put into place by the United States government, but this agency has been up to so much over the past five years, […]

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Commissioner at FTC Warns of the Dangers of Operation Choke Point

Joshua Wright, Commissioner of the FTC, went on the record December 26th, stating that lending regulations recently put into effect could cause harm to many consumers. This statement was part of an announcement that brings warning on imposing interest rate limits and other consumer lending restrictions. Mr. Wright’s comments were related to the recent proposal […]

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